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Personal Savings

Shore Community Bank offers a wide array of savings accounts to suit your individual needs.

From competitive interest rates to convenient quality service all with the safety of FDIC Insurance, our accounts feature competitive interest rates with simple interest paid monthly or quarterly. The Surf Savings and Lamplighter Savings accounts are a welcomed alternative to traditional savings and Certificate of Deposit products. Higher interest rates are paid on higher balances without the early withdrawal penalties associated with Certificate of Deposits. Additionally, all savings accounts, excluding Holiday Clubs, provide a free ATM Debit Card and Free Online Banking with Bill Pay.

Surf Savings

$25.00 deposit to open account
Highly competitive interest rate
No monthly service fee with a daily balance of $1,000
No minimum balance to earn interest

Unlimited in person withdrawals
Unlimited deposits and up to 6 pre-authorized transfers each statement cycle

Lamplighter Savings

$25.00 deposit to open account
Earn a competitive interest rate
No monthly service fee with a daily balance of $1,000
No minimum balance to earn interest

Unlimited in person withdrawals
Unlimited deposits and up to 6 pre-authorized transfers each statement cycle

Statement Savings

$25.00 deposit to open account
No monthly service fee with a daily balance of $300
No minimum balance to earn interest

No service fee on minor accounts
Unlimited in person withdrawals
Unlimited deposits and up to 6 pre-authorized transfers per month

Holiday Clubs

Save ahead for the holiday expenses, systematically, and earn interest on your account. All club earnings are simple interest paid at maturity, upon club completion.