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Your privacy on the Internet is very important to
Shore Community Bank. Because we gather certain types of information
about the visitors to our Website, we feel you should fully understand
the terms and conditions surrounding the capture and use of that
information. This privacy statement discloses what information we
gather, how we use it, and who has access to it. We
are committed to keeping the personal information collected from our
potential, current and former customers confidential and secure. The
proper handling of personal information is one of our highest
priorities. We want to be sure that you know why we need to collect
personal information from you. We also want to explain to you our
commitment to protect the information you provide to us.
Customer Information
We collect and keep only information that is necessary for us to
provide services requested by you and to administer your business
with us. We may need to collect nonpublic personal information from
you when you complete an application or other form. This could
include information:
Information we receive from you on applications
or other loan and account forms; Information about your transactions with us, our
affiliates or others; and Information we receive from third parties such
as credit bureaus.
"Nonpublic personal information" is nonpublic
information about you that we obtain in connection with providing a
financial product or service to you. For example, nonpublic personal
information includes information regarding your account balance,
payment history and overdraft history. Sharing Information
We only share your non-public information with non-affiliated
companies or individuals as permitted by law, such as third party
administrators and consumer reporting agencies, or to comply with
legal or regulatory requirements. In the normal course of our
business, we may disclose information we collect about you to
companies or individuals that contract with us to perform servicing
functions such as:
- Record keeping
- Preparation of statements
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Distribution of materials
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Computer related services
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Policy of administration
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Joint marketing of our products and services
When we provide personal information to a service provider, we
require these providers to agree to safe guard your information, to
use the information only for the intended purpose, and abide by
applicable law.
Employee Access to Information
Only employees with a valid business reason have access to your
personal information. These employees are educated on the importance
of maintaining the confidentiality and security of this information.
They are required to abide by our information handling practices.
Protection of Information
We maintain security standards to protect your information, whether
written, spoken, or electronic. We update and test our systems to
ensure the protection and integrity of information.
Maintain Accurate Information
Our goal is to maintain accurate, up-to-date customer records in
accordance with industry standards. We have procedures in place to
keep information current and complete, including timely correction
of inaccurate information.
Disclosure of Privacy Policy
We recognize and respect the privacy and concerns of our potential,
current and former customer. We are committed to safeguarding this
information. As a member of the financial services industry, we are
sending you this Notice of Privacy Policy for the informational
purposes and will update and distribute it as required by law. It is
also available upon request.
Restrictions on the Disclosure of Account Information
We do not reveal specific information about your accounts or other
personally identifiable data to parties outside our affiliated banks
and companies unless:
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You request or authorize it.
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The information provided to help a transaction
initiated by you.
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The information is provided to a reputable credit
bureau or similar information reporting agency.
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The disclosure or otherwise lawfully permitted or
required.
We do not provide account or personal information to
non-Shore Community Bank companies for the purpose of independent
telemarketing or direct mail marketing of any non-financial products
or services of those companies.
Cookies
A cookie is a small data file that certain Websites write to your hard
drive when you visit them. A cookie file can contain non-personal
information such as a user ID that the site uses to track the pages
you've visited. Cookies can't read data off your hard disk or read
cookie files created by other sites.
Cookies usually expire when a user turns off the browser, when the Web
server has determined that the transaction is complete, or at a
specified date. If you've set your browser to warn you before
accepting cookies, you will receive the warning message with each
cookie. You can refuse cookies by turning them off in your browser,
and you do not need to have cookies turned on to use our Website.
Shore Community Bank uses cookies to track user movement through our
site, remember repeat visitors, and optimize navigation.
What other information is collected?
At this Website, we also request personal information such as name,
postal address, email address, telephone and fax numbers, domain names
and IP addresses. This information is provided to us strictly on a
voluntary basis, such as when a user contacts us for information.
How is the information used?
The information we collect is used to enhance the user's Web
experience at our site, for internal tracking purposes, and to enable
us to contact users who request more information.
With whom is the information shared?
We will not disclose, sell, display or make available to third parties
any personal information we capture from this Website except as
required or permitted by law.
Disclaimer Links To Third Party Sites.
The links in this area will let you leave Shore Community Bank’s Site.
The linked sites are not under the control of Shore Community Bank and
Shore Community Bank is not responsible for the contents of any linked
site or any link contained in a linked site, or any changes or updates
to such sites. Shore Community Bank is not responsible for web casting
or any other form of transmission received from any linked site. Shore
Community Bank is providing these links to you only as a convenience,
and the inclusion of any link does not imply endorsement by Shore
Community Bank of the site.
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