Personal Loans

We offer a full-range of personal loans. No matter what type it is, your loan will be planned by people who know you and consider every loan transaction special. It's the kind of service you haven't experienced in years!

• Terms up to 5 years (3 years without collateral)
• Loan amounts up to $20,000
• Collateral may be require
• Other loan products:
  • Automobile Loans (New & Used)
  • Visa/Mastercard Credit Cards
  • Personal lines of credit

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 Equity Loans

Take that well deserved vacation, remodel or redecorate, consolidate debts, buy the boat or car of your dreams.you name it, you control it, the decision is yours.

• Fixed rate terms up to 20 years

• Lien required on primary or secondary residence

• Interest on your Home Equity loan may be tax deductible. Consult with your tax advisor.

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 Equity Lines of Credit

Use the value of your home to establish a line of credit you can use at any time. Simply write a personal check.

• Term 20 years

• Monthly billings of 1/240th of the principal balance plus interest

• WSJ Prime Rate, floating

• Lien on primary residence or secondary residence

• Interest on your Home Equity Line-of-Credit may be tax deductible. Consult with your tax advisor.

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 Construction Loans

If you have a property on which you would like to build your "dream home" or plan on major renovations, you are at the right place. Shore Community Bank can help you with your plans. Our application process is simple and convenient and our loan programs are flexible to meet any of your building needs. We have construction programs available for homeowners and homebuilders alike.

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 Overdraft Protection

Not enough funds in your checking account to cover a check you have written? Relax. Shore Community Bank has the answer. Our Overdraft Protection Line of Credit will be attached to any personal checking account. If your account is overdrawn, your credit line kicks in to pay the check. Contact us today and be worry free.

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 Visa Credit Cards

Get the hometown card with worldwide acceptance. Make your new Visa your constant traveling companion and you'll always have instant credit at your fingertips. Apply today at any branch office or call 732-286-6036.

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